Best Online Baccarat Casino With High Limit

Low limit baccarat is going to be a little a harder to find than many of the games I’ve discussed, but many land-based casinos has inexpensive mini-baccarat. The economics of online casino games allow sites to offer baccarat games for cheap, because Internet casinos don’t have limited floor space and they don’t have to pay a dealer to handle low-dollar players. In this article, I’ll discuss the games of baccarat for low bet limits both online, in Las Vegas, and in Atlantic City. Let’s first discuss why baccarat is different than other games.

Low Limit Baccarat Online

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Players searching for low limit baccarat online should have no problem finding it. Casinos waste money when the set up tables for high-return, low-limit games that don’t inspire player errors. Casinos not only lose money by placing a baccarat table where they could have a craps table or a couple of roulette wheels (or even better, more slots), but they also have to pay employees. An online casino doesn’t have these constraints. Not only can they set up a low-dollar baccarat game without wasting floor space or payroll, but they don’t have as much incentive to offer only high-dollar games, assuming you’ll play what they offer. On the Internet, another casino is a few clicks away, so operators have a lot more competition to consider. If one website has a reputation for low-limit baccarat and the other for low-limit baccarat options, then the high-dollar casino is going to lose customers.

If you’re in a European country, try out the Playtech casino sites. Not only do they offer cheap baccarat tables, but many offer live dealer baccarat. I’ve found live dealer mini-baccarat tables at Playtech casinos. United States real money gamblers should search through the RealTime Gaming sites, TopGame casinos, and Nu-Works websites for less expensive baccarat. US players are welcome in most of the websites licensed in the Netherlands Antilles, so you shouldn’t have too many problems finding low limit baccarat.

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RTG Sites Have Baccarat Games for As Little as $1

RealTime Gaming uses 6 decks for their game, with a $1 minimum wager and a $200 max bet (in certain casinos). Otherwise, RTG offers the standard game odds with a 1.06% house edge for banker bets and 1.24% on player bets. As always, if bet on the banker, you’ll be charged a 5% fee on wins by the casino. Players receive 9 to 1 payouts on the tie bet. This doesn’t happen often, so the bet has a huge house edge of over 14%. Avoid this bet always, whether you play at an RTG casino, on the Vegas Strip, or at your company’s charity casino night.

Lower Expectation

Players expect to have a higher house edge when playing low limit baccarat in a land-based casino, just as they would with any game. That lower expectation comes in the form of mini-baccarat, which eliminates the role of the banker. Though mini-baccarat offers the same theoretical odds as baccarat, having the casino personnel handle the role of dealer makes the game faster. Since each hand has the same house edge, playing more hands per hour increases the casino’s advantage. Also, some casinos play minibaccarat from six decks, which affects odds in a slight fashion, since most games are played with eight decks.

In an online casino setting, classic baccarat is available to many players, though they still might expect to wager $10 per hand in some places. The game goes slower than blackjack or craps, so keep that in mind when placing bets.

Playing Live Baccarat Online & Small Bets

Live baccarat online is not just for high rollers anymore. Many of the best European casinos offer live games of blackjack, roulette, craps (sometimes), and baccarat. These games don’t use a random number generator to produce results. Instead, players watch a real dealer draw cards. You can interact with the dealer, asking questions and making comments. If an issue arises, you can talk to a pit boss on the live site.

Most of the live dealer rooms are located in Eastern Europe, especially Baltic states like Latvia and Estonia. If you play at a US-friendly online casino, the staff may stream live to you from Central America or an island in the Caribbean. In either case, the dealers are often described by their employers as “attractive”, so these tend to be female dealers. They speak whatever languages are supported on their site, so no misunderstandings happen. The results are live and continuous, so no need to ask questions about whether the RNG is rigged.

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Low Limit Baccarat in Las Vegas

Some of the best known casinos in Vegas are known for their low dollar baccarat games. Caesars Palace and the MGM Grand have low limit mini-baccarat. Aria, Bally’s, and Monte Carlo also have cheap baccarat, though the Las Vegas Wynn stopped carrying the game a while back. Of these, MGM Grand may have the quietest and most pleasant experience. The Venetian and Paris Paris offer $25 baccarat. The Las Vegas Hilton got rid of its baccarat room, but it does have $25 midi baccarat.

Baccarat is one game where you’re probably better off staying with the Vegas Strip casinos, because mini-baccarat isn’t found in many casinos downtown anymore. A few places off the strip do offer some version of baccarat. Easy Station and Gold Coast are also good places to find cheaper mini-baccarat tables. It’s gone from the Horseshoe, though the Golden Nugget still has mini-baccarat tables. Players off the strip should look in on the Gold Coast and the Rio, because they have offered mini-baccarat a wide variety of bet limits.

EZ Baccarat in Las Vegas

Las Vegas gamblers also have the option of a similar game called “EZ baccarat”. Harrah’s Casino has EZ baccarat for no commission and even offers occasional free hands, when no one else is playing or betting. The Monte Carlo Casino has $10 EZ baccarat tables. The Paris Casino has EZ baccarat at a $25 minimum, from what I remember.

Use Money Management

Those who play low limit baccarat should learn a few basics about money management techniques. It’s easy to play too often or wager too much when you play at the house, sitting in your most comfortable chair. Setting a loss limit and a win goal are two ways to end baccarat sessions before you regret a decision to keep playing. A loss limit simply sets a concrete cash amount at which you say “enough” and walk away from the table. A win goal is another dollar amount where you walk away from the table, but this one pertains to when you’ve won a bunch of money. If you have a win goal of $50 and you get that amount, you end the session immediately and lock in your winnings. As Kenny Rogers said, “You(‘ve) got to know when to walk away and know when to run.” You might think money management ruins the fun at just the wrong time, but it’s more fun to have more money to enjoy gambling later.

Baccarat Rules

When you look at the premium players and the whales playing at the baccarat table, it’s natural for a casino patron to assume the game is complex and would be hard to learn. In fact, the opposite is true. In the words of the Michael Shackleford, baccarat is no more complicated than betting on a coin toss. The big baccarat table is as big as a craps table, has 3 dealers, and as many as a dozen players (or more). The deal rotates around the table, much like the dice would in craps. Unlike pai gow poker, the banker/dealer player doesn’t assume responsibility for covering wagers. They simply turn over cards, and can pass this honor to the next player if they so choose. In fact, the banker can bet on the player’s hand, though it’s customary to wager on the banker hand. This player continues to keep the deal until they lose.

When the deal comes, the banker deals themselves two cards (under the shoe), then deals the player with the highest wager two face down cards. That person looks at their cards, then hands them back to the banker, who turns them over for all to see. One of the casino dealers announces the card totals. Depending on the card totals, the casino dealer may call for a third card for that player’s hand. Everyone at the table has the option to bet on either the player or the banker. No real strategy goes into this decision, because no information is given before wagers are made.

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Mini Baccarat Rules

Mini baccarat is played with the same rules, except the casino provides a dealer who handles the cards. This makes the game play much faster. If the same number of card decks is used, the odds are the same in mini-baccarat. Some Las Vegas casinos use a six-deck card deck, which does change the odds slightly in the house’s favor. The major advantage for the house in mini-baccarat is the speed of the game. With more hands played per hour, the house edge per hour becomes greater. A third option (midi-baccarat) is also found in casinos, but this is found in the low-limit areas of the casino. Therefore, if you’re searching for low-limit baccarat in a brick-and-mortar casino, search for the mini-baccarat tables.

Online Baccarat, also known as Punto Banco, Baccarat Chemin de fer or Baccarat Banque, is a card game that sees Australian players compete to get the winning hand. This hand will consist of two or three playing cards and the winning hand is the one that has a value of 9, or as close as possible. The game has plenty to offer all Australian players and regardless of what era you’re talking about, there are few casino games that can match Baccarat.

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A little about Baccarat…

On the surface, it’s a card game with rules that naturally vary depending on exactly which variant you’re playing. There are three main variants of Baccarat, not counting the other versions individual companies have created. The first is called Punto Banco and is a game of chance with no strategy involved and, as a result, is great for beginning players. Baccarat chemin de fer and Baccarat Banque, however, elevate things to the next level and allow the skill of the player to play a significant role in the outcome of each hand.

Beneath that traditional exterior, however, is one of the most popular card games ever created. Baccarat was even the game of choice of Ian Flemings’ super spy, James Bond. While 007 no doubt helped to elevate Baccarat’s status, it was a very popular card game long before the world had heard of Mr. Bond.

Ever since its inception it has been known as the game of kings and now, thanks to casinos around the world, you can enjoy it as well. In the 21st century, you can enjoy Baccarat from the comfort of your own home at countless online casinos in Australia.

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Baccarat: A Brief History

While the exact origin of the game is unknown, it is believed to have originated in Italy during the Medieval Ages. The name itself means ‘zero’ in Italian and in the 15th century, war broke out between Italy and France. It is believed that the French were exposed to the game during the conflict and it was introduced to France. However, it didn’t catch on right away and took several centuries before it started to gain popularity. By the time it started to get popular, there were already several different versions, Chemin De Fer become popular with the upper class, while Punto Banco was popular with the lower classes and eventually made its way to England and America.

What is Online Baccarat?

Online Baccarat is played very similarly to traditional Baccarat in many respects. The core game itself is still played between two hands – one representing the player him or herself and the other representing the banker. Each round in the game still has three distinct outcomes depending on how the cards fall – the player can have the higher score, the banker can have the higher score, or there can be a tie and those are the only three outcomes.

What really elevates online Baccarat into a game all unto itself, however, is the way that the player now has complete control over their environment. Your brain and the strategy that you’re putting together no longer has to compete with hundreds (and in certain cases thousands) of other players and the noise that they’re creating like you would have to deal with in a neighbourhood casino. You no longer have to worry about taking too long to make a move or about the countless distractions in the world around you. The environment can be as loud or as quiet as you want it, which goes a long way towards not only creating a much more enjoyable experience but also allowing you to really revel in the skill of it all.

Online Baccarat Variations in Australia

Internet gaming software giant Microgaming has released three different variations of Online Baccarat, many of which are available at casinos operating all over the Internet, and Australia is no exception to the rule.

Traditional Baccarat

The first of those is traditional Online Baccarat, which contains a deck of 52 cards. The game is also played on a Mini Table, which is the primary feature that helps separate it from the other variants.

High Limit Baccarat

The second major version of Online Baccarat that Microgaming is responsible for is called High Limit Baccarat. As its name suggests, it allows for higher betting limits than the basic version. It is also played with eight decks of 52 cards on the same Mini Table, as opposed to the single deck that is used in the traditional game. Though hands are dealt face down, the player always has the option to “peek” at their cards in this setting before dealing any additional cards at any time.

Baccarat Gold

The third major Online Baccarat game offered by Microgaming (and the most advanced) is called Baccarat Gold. This version of the game is played on a full-sized table, despite the fact that most online casinos offer it in a single player format. The graphics in this version are also noticeably the most advanced, which goes a long way towards recreating the feel of a neighbourhood casino in the comfort of your home.

Play Free Baccarat Games in Australia

Many new players often wonder if they’ll be able to play Online Baccarat for free, before spending real money on the game. The good news is that there are countless Online Casinos that will allow players to play for free, giving you the opportunity to get familiar with the game and decide if you enjoy it before you actually start spending real money on the game. Even after you’ve created an account and started playing for money, you’ll be able to switch back and play for free to try out a new strategy or just to play for fun.

Online Baccarat Tips: Make the Best of your Online Baccarat Experience

If you want to make the most of your online Baccarat experience, the first thing you should do is find a casino with the Microgaming logo. The company really has a knack for creating great casino table games and, in most cases, their Australian casino games are either on par or better than other providers like Playtech due to the high demand for the game in this country.

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You should also investigate the security features at the casino to help make sure that all of your important and private financial payment information stays protected at all times.

Regarding the game itself, the same basic tips and strategies that work at your local casino will also work on the digital Baccarat table. In order to improve your odds of winning, you’ll want to do the following:

  • Make sure you’re familiar with the rules before you start playing. You can play for free beforehand in order to learn the game.
  • Try and have a good understanding of the odds. There are only three bets you can place, do some research on each of these.
  • Pick the game with as few decks as possible. From a sheer statistical standpoint, playing the basic version of the game will allow you to win most often. However, you’ll also have to contend with lower betting limits. This means that even though you may win less often in higher stakes online Baccarat games, you may actually win more money.
  • You’ll also want to consider betting on the banker in many situations, as this is the bet in all versions of the game with the lowest edge towards the house.
  • We’d advise against betting on a tie. While they do happen and the payout is 9:1, they are quite rare and you’ll most likely just land up losing money.
  • Set a budget and stick to it, don’t chase your losses no matter what. If things aren’t going well, just walk away.

Online Baccarat Glossary and Terms

If you’re going to start winning big while playing Baccarat, you might want to know some of the most important terms:


Punto Banco – This is another name for the game Baccarat. ‘Punto’ means player, while ‘Banco’ means banker


Chemin De Fer – A version of the game that was popular in France


Mini Baccarat – A version of the game that is normally found at an online casino, using a smaller table with lower stakes.


Natural Eight – A hand with a value of eight


Natural Nine – A hand with a value of nine, also known as Baccarat


Banker Bet – Placing a wager that the Banker will win the round


Player Bet – Wagering that the player will win the round


Tie Bet – A risky bet on the match being a tie


Stand-off – Also known as a tie


Commission – This is the amount of money taken from the player who wins after placing a Banker Bet, also known as ‘vigorish’.

The rules of Online Baccarat

One of the great things about Online Baccarat, and the real world version as well is that the game hasn’t changed much over the years, In fact, it is quite straightforward and relatively easy to learn. As mentioned earlier, there are only three possible outcomes, either the player wins, the banker wins or it’s a tie. The ultimate aim of Baccarat is to place a bet on who will have the better hand and win the round. The winning hand is the one that has a final value that is closest to 9. The card’s values are as follows:

  • Ace = 1.
  • 10, Jack, Queen and King = 0.
  • 2 to 9 = Cards face value.

The cards are simply added together to get the final score. When it comes to cards that have a value over ten, the ‘ten digit’ is removed to reach the score.

  • 3+5 =7
  • 4+7 = 11 ( Final score is 1)
  • 4+6 = 10 (Final Score is 0)

The worst possible hand equals Zero and is known as Baccarat. The game is normally played with six decks and is reshuffled after every hand. The player’s hand will be dealt first and if it equals between zero and five, they will draw another card. If the Banker’s hand totals seven, eight or nine, another card is not drawn, but if it totals zero, one or two, the banker will draw another card.

Baccarat is the type of card game that truly has it all. The basic versions are easy enough for novices to pick up and the most advanced games are the type of adrenaline-filled thrill rides that more seasoned veterans can’t get enough of. With many different Microgaming-powered variations available in online casinos all over Australia, you don’t even have to leave your house anymore to have the time of your life.

Online Baccarat FAQs

What is Online Baccarat?

Baccarat is a game that is quite similar to Blackjack and is one of the oldest known gambling games in existence. While it may be very old, it is still extremely fun to play and really easy to learn. This helps to ensure that there are always new players getting into the game.

If someone else has a better hand, can I bet on that instead of my own?

Yes, you can. One thing that many people incorrectly believe is that you can only bet on your own hand. This is not the case and if you feel the banker’s hand has a better chance of winning, you’ll be able to put money on it. At the end of the game, all that matter is which hand had a value closer to nine. So, make your choice, have fun and win.

Is the payout the same if I bet on the Banker’s hand?

Thankfully the payout is exactly the same. Whether you bet AU$10 on your own hand or AU$10 on the Banker’s hand, you’ll win AU$10 if the hand is the winner. The only slight downside is that there is a small commission that you will have to pay whenever you win while betting on the Banker’s hand.

Is it possible to play Online Baccarat for free?

Absolutely, there are many Online Casinos that allow players to play without spending any real money. The casinos will typically offer a wide variety of games that can be played for free, including pokies and table games. This is fantastic news for players who are new to a particular game, as it gives them time to get familiar with the rules and how to play, without risking their money yet. Once a player has decided they understand and enjoy the game, then they can go ahead and start playing with real money.

How do I know if I have a good hand in Baccarat or not?

Well, the first thing you need to do is understand the objective and the rules. The objective is to get your hand’s value to be nine, or as close as possible. Nine is also the maximum value of a hand. If your hand has a value of 16 for example, the ten is dropped and your hand then has a value of six.

How are cards valued in Baccarat?

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Cards are valued differently to how they are in similar games, like Blackjack. In Baccarat a 10, Jack, Queen and King all have a value of zero, while Aces are worth one. The rest of the cards are worth their face value, so a seven of hearts is worth seven.